:root {
  --navy: #0f1629;
  --navy-mid: #1a2540;
  --amber: #f59e0b;
  --amber-dim: #d97706;
  --white: #ffffff;
  --off-white: #f8f7f4;
  --gray-100: #e8e6e1;
  --gray-300: #b8b5ae;
  --gray-500: #7a7770;
  --gray-700: #4a4843;
  --border: rgba(255,255,255,0.08);
}

* { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: 'DM Sans', system-ui, sans-serif;
  background: var(--navy);
  color: var(--white);
  -webkit-font-smoothing: antialiased;
}

/* Navbar */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(15,22,41,0.85);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  padding: 0 40px;
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  font-family: 'DM Serif Display', serif;
  font-size: 1.25rem;
  color: var(--white);
  letter-spacing: -0.01em;
}
.logo-accent { color: var(--amber); }
.nav-badge {
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--amber);
  background: rgba(245,158,11,0.12);
  border: 1px solid rgba(245,158,11,0.25);
  padding: 5px 12px;
  border-radius: 99px;
}
.nav-cta {
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--white);
  text-decoration: none;
  padding: 8px 16px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 4px;
  transition: all 0.15s;
}
.nav-cta:hover {
  background: rgba(255,255,255,0.12);
  border-color: rgba(255,255,255,0.2);
  color: var(--amber);
}

/* Hero */
.hero {
  padding: 80px 40px 0;
  max-width: 1200px;
  margin: 0 auto;
}
.hero-inner {
  max-width: 780px;
  padding-bottom: 64px;
}
.hero-eyebrow {
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 20px;
}
.hero-headline {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(2.5rem, 5vw, 4rem);
  font-weight: 400;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--white);
  margin-bottom: 24px;
}
.hero-headline em {
  color: var(--amber);
  font-style: italic;
}
.hero-sub {
  font-size: 1.1rem;
  line-height: 1.65;
  color: var(--gray-300);
  max-width: 580px;
  margin-bottom: 36px;
  font-weight: 300;
}
.hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.pill {
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--gray-300);
  border: 1px solid rgba(255,255,255,0.1);
  padding: 6px 14px;
  border-radius: 99px;
  background: rgba(255,255,255,0.04);
}

/* Hero CTA strip */
.hero-cta-strip {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  align-items: center;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 32px 0;
  gap: 0;
  margin-bottom: 0;
}
.cta-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 0 32px;
}
.cta-item:first-child { padding-left: 0; }
.cta-icon {
  color: var(--amber);
  flex-shrink: 0;
}
.cta-label {
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--white);
  margin-bottom: 2px;
}
.cta-sub {
  font-size: 0.78rem;
  color: var(--gray-500);
}
.cta-divider {
  width: 1px;
  height: 48px;
  background: var(--border);
  flex-shrink: 0;
}

/* Stats row */
.statsrow {
  background: var(--navy-mid);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 48px 40px;
}
.stats-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  align-items: center;
  gap: 0;
}
.stat-item { padding: 0 48px 0 0; }
.stat-item:first-child { padding-left: 0; }
.stat-number {
  font-family: 'DM Serif Display', serif;
  font-size: 2.5rem;
  color: var(--amber);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-label {
  font-size: 0.8rem;
  color: var(--gray-300);
  line-height: 1.5;
  max-width: 220px;
}
.stat-divider {
  width: 1px;
  height: 60px;
  background: var(--border);
}

/* Features */
.features {
  padding: 96px 40px;
  max-width: 1200px;
  margin: 0 auto;
}
.features-header { margin-bottom: 56px; }
.section-tag {
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 12px;
}
.section-headline {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(1.8rem, 3vw, 2.6rem);
  font-weight: 400;
  color: var(--white);
  line-height: 1.2;
  letter-spacing: -0.015em;
  max-width: 560px;
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
}
.feature-card {
  background: var(--navy);
  padding: 40px 36px;
  transition: background 0.2s;
}
.feature-card:hover { background: var(--navy-mid); }
.feature-icon {
  color: var(--amber);
  margin-bottom: 20px;
}
.feature-title {
  font-weight: 600;
  font-size: 1rem;
  color: var(--white);
  margin-bottom: 10px;
}
.feature-desc {
  font-size: 0.875rem;
  color: var(--gray-300);
  line-height: 1.6;
  font-weight: 300;
}

/* How It Works */
.howitworks {
  background: var(--navy-mid);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 96px 40px;
}
.hiw-inner {
  max-width: 1200px;
  margin: 0 auto;
}
.hiw-header { margin-bottom: 56px; }
.hiw-steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
}
.hiw-step {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.step-number {
  font-family: 'DM Serif Display', serif;
  font-size: 2rem;
  color: var(--amber);
  opacity: 0.6;
  line-height: 1;
}
.step-body { flex: 1; }
.step-title {
  font-weight: 600;
  font-size: 1rem;
  color: var(--white);
  margin-bottom: 8px;
}
.step-desc {
  font-size: 0.875rem;
  color: var(--gray-300);
  line-height: 1.6;
  font-weight: 300;
}
.hiw-arrow {
  padding: 0 32px;
  padding-top: 28px;
  color: var(--gray-500);
  flex-shrink: 0;
}

/* Compliance Box */
.compliancebox {
  padding: 80px 40px;
  max-width: 1200px;
  margin: 0 auto;
}
.cb-inner {
  display: flex;
  align-items: flex-start;
  gap: 48px;
  background: rgba(245,158,11,0.06);
  border: 1px solid rgba(245,158,11,0.2);
  border-radius: 4px;
  padding: 48px;
}
.cb-icon { color: var(--amber); flex-shrink: 0; margin-top: 4px; }
.cb-headline {
  font-family: 'DM Serif Display', serif;
  font-size: 1.8rem;
  font-weight: 400;
  color: var(--white);
  margin-bottom: 16px;
  letter-spacing: -0.01em;
}
.cb-body {
  font-size: 0.95rem;
  color: var(--gray-300);
  line-height: 1.65;
  font-weight: 300;
}

/* Closing */
.closing {
  background: var(--navy-mid);
  border-top: 1px solid var(--border);
  padding: 96px 40px;
}
.closing-inner { max-width: 1200px; margin: 0 auto; }
.closing-eyebrow {
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 20px;
}
.closing-headline {
  font-family: 'DM Serif Display', serif;
  font-size: clamp(2rem, 4vw, 3.2rem);
  font-weight: 400;
  color: var(--white);
  line-height: 1.15;
  letter-spacing: -0.02em;
  max-width: 700px;
  margin-bottom: 24px;
}
.closing-headline em {
  color: var(--amber);
  font-style: italic;
}
.closing-sub {
  font-size: 1rem;
  color: var(--gray-300);
  line-height: 1.65;
  max-width: 640px;
  margin-bottom: 56px;
  font-weight: 300;
}
.closing-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  max-width: 700px;
}
.cs-item {
  background: var(--navy);
  padding: 28px 32px;
}
.cs-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gray-500);
  margin-bottom: 8px;
}
.cs-value {
  display: block;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--white);
}

/* Footer */
.footer {
  border-top: 1px solid var(--border);
  padding: 64px 40px 40px;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 64px;
  margin-bottom: 64px;
}
.footer-logo {
  font-family: 'DM Serif Display', serif;
  font-size: 1.5rem;
  color: var(--white);
  margin-bottom: 12px;
}
.footer-logo span { color: var(--amber); }
.footer-tagline {
  font-size: 0.85rem;
  color: var(--gray-500);
  max-width: 300px;
  line-height: 1.5;
}
.footer-links {
  display: flex;
  gap: 64px;
}
.footer-col-label {
  font-size: 0.7rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gray-500);
  margin-bottom: 16px;
}
.footer-link {
  display: block;
  font-size: 0.85rem;
  color: var(--gray-300);
  margin-bottom: 10px;
  line-height: 1.4;
}
.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 32px;
  border-top: 1px solid var(--border);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.footer-copy {
  font-size: 0.78rem;
  color: var(--gray-500);
}
.footer-legal {
  font-size: 0.75rem;
  color: var(--gray-500);
}
.footer-legal a { color: var(--amber); }

/* Mobile */
@media (max-width: 768px) {
  .navbar { padding: 0 20px; }
  .hero { padding: 48px 20px 0; }
  .hero-cta-strip { grid-template-columns: 1fr; gap: 0; }
  .cta-item { padding: 16px 0; border-bottom: 1px solid var(--border); }
  .cta-divider { display: none; }
  .stats-inner { grid-template-columns: 1fr; gap: 32px; }
  .stat-item { padding: 0; }
  .stat-divider { display: none; }
  .features-grid { grid-template-columns: 1fr; }
  .hiw-steps { flex-direction: column; gap: 32px; }
  .hiw-arrow { display: none; }
  .cb-inner { flex-direction: column; gap: 24px; }
  .closing-stats { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; gap: 40px; }
  .footer-links { flex-direction: column; gap: 32px; }
  .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
}